Typical med school finishes around the end of May, away rotations may take 2-3 months, and so now your "1 year of research" year has become a 1-2 month stint before applications are due. No way someone can work on a project, write it, submit it, and have it approved for publication in 1-2 months. "Submitted" for a paper means nothing next to "In-Press" or "Approved." For somemone who doesn't match the first time around it would be unrealistic to think that the application would be that much better if applying for the very next year. Better to get some stuff published and then spend quality time impressing the programs. Just my thoughts, but I don't think it is crazy. Paying research jobs are not that hard to come by,including NIH sponsored fellowhips, you just have to look for them since they are not readily advertised. It is like looking for a regular job- networking, networking.